Your empire starts at home
Protect the Empire — Starting at Home
Your home is the foundation of your empire. Home insurance helps protect the place where your life, memories, and investments live—covering your structure, belongings, and liability if a covered loss happens.
Required by Mortgage Lenders
Dwelling Coverage
Protects the structure of the home
Replacement Cost Coverage
Protects your belongings inside the home
Wind/Hail Coverage
Protects you if someone is injured on your property
Renters Insurance
Not Required by Law (But Strongly Recommended)
You may not own the building—but the stuff inside is still your empire.
- Illinois law doesn’t require it
- Most landlords do
