ONE ACCIDENT SHOULDN’T SHUT DOWN THE EMPIRE YOU’VE BUILT.

Protect the Empire That Moves America

Your truck isn’t just a vehicle—it’s the backbone of your empire. Commercial trucking insurance helps protect your truck, cargo, authority, and income so downtime doesn’t derail your business.

Auto Liability (FMCSA Minimums)

  • $750,000 – General freight
  • $1,000,000 – Certain cargo
  • $5,000,000 – Hazardous materials

What it covers:

  • Injuries and damage caused by your truck
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Required by Shippers, Brokers, or Lenders

Cargo Insurance

Usually $100,000 minimum

Physical Damage

Required if the truck is financed

General Liability

Often required for contracts

Strongly Recommended (Empire Protection Level)

  • Non-Trucking / Bobtail – when not under dispatch
  • Occupational Accident – owner-operator injury protection
  • Umbrella – extra liability limits